How to arrange a funeral and get help with paying for it [ANSWERED]

If a close friend or relative has died, then arranging a funeral may be your responsibility.


A funeral is a get together following a friend or relative's death.

See also - what to do if you discover a friend or relative has died.

The dead person's wishes. You don't have to legally adhere to this, however the person who has died may have left instructions on what to do following a person's death. More importantly it may be appropriate to consult with the nearest living relatives and closest friends for advice on what the dead person (deceased may have wanted).

Comitting to 'what they would have wanted' depends on a range of factors, including practicality, budget and desires of remaining relatives.

The local health authority will arrange for a simple funeral if none is organised. This may be an alternative if there is no budget, or you would rather spend the budget on a celebration or something else.

Arranging a funeral
Typically a funeral director will work with you. There is a National Association of Funeral Directors - NAFD and a Society of Allied Independent Funeral Directors - SAIF, In addition, some local authorities also run their own funeral services in conjunction with a local firm of funeral directors.

You can arrange everything yourself - the Natural Death Centre or Cemeteries and Cremation department of the local authority of the deceased can help.

An example on getting help with payment would be through the council - here's Sevenoaks District Council's advice on this.

http://www.sevenoaks.gov.uk/services/housing/deaths-funerals-and-cremations/welfare-funerals

Associated costs
If you arrange a funeral with a funeral director, you are required to pay. Make sure you get a price list up front. Ask for an itemised quote if not offered one. If you want to compare costs, either approach another firm or get someone else or a friend to do this. One approach is to state your budget and see what services are available.

Parts of the funeral.
Consider 3 parts to your funeral.
1. caring for the deceased's body - how will the body be formally laid to rest.
2. a formal service might involve a religious venue to allow family members to grieve
3. an informal party or wake that would allow friends or distant relatives to attend and celebrate - if this is at the weekend or the evening it may allow others to join in that wouldn't have otherwise had the chance.

Here's information from the citizens advice bureau
https://www.citizensadvice.org.uk/relationships/death-and-wills/funeral-services/arranging-a-funeral/

Services provided by funeral directors

A basic funeral is likely to include:

• a plain, lined coffin
• transport of the body of the person who has died to the funeral director's premises, usually up to ten miles from wherever the death occurred
• the care of the person who has died until the funeral. This will include washing and dressing the person who has died and laying the body out, but will not include embalming
• providing a hearse to take the body to the nearest crematorium or burial ground
• providing the necessary people to carry the coffin
• making all other necessary arrangements, for example, getting the required forms.

Other services funeral directors could provide, or which you may want to sort out elsewhere are:

• flowers
• a more expensive coffin and fittings
• press notices
• a medical certificate required for cremation, and any doctor's fees for signing this
• an organist
• fees for religious services
• a burial or crematorium fee. The burial fee will usually include the costs of preparing the grave
• extra cars
• embalming
• extra services by the funeral director, for example, use of the Chapel of Rest, transport from the mortuary, or special viewing arrangements
• the cost of journeys of more than ten miles to the funeral director's premises
• a memorial
• catering arrangements
• stationery.

Signing a contract

You may need to sign a contract with the funeral director. Make sure you read it carefully and ask the funeral director about anything you don’t understand.

Paying for the funeral

Some funeral directors might ask for a deposit before making the funeral arrangements.  

You may be offered a discount to pay for the funeral before or soon after it takes place. If you know the money will be released at a later date to cover the cost, you might want to consider a bank loan or overdraft to pay early.

Money may be released later, if the person who has died made arrangements to pay for their funeral through an insurance or other policy, or if money is released after their estate has been dealt with.  

If there is a legal claim for negligence against someone for the death, the cost of the funeral can be claimed as compensation.

Otherwise, you may agree payment by instalment, or pay after the legal process of dealing with the person’s estate has been settled.  

Next steps

More about what to do after a death

More about what to do if you need help with the cost of a funeral

If you need more help

Other useful information

National Association of Funeral Directors

618 Warwick Road
Solihull
West Midlands
B91 1AA

Tel: 0845 230 1343
Fax: 0121 711 1351
E-mail: info@nafd.org.uk
Website: www.nafd.org.uk

National Society of Allied and Independent Funeral Directors

3 Bullfields
Sawbridgeworth
Hertfordshire
CM21 9DB

Tel: 0845 230 6777
Fax: 01279 726300
E-mail: info@saif.org.uk
Website: www.saif.org.uk

Natural Death Centre

In The Hill House
Watley Lane
Twyford
Winchester
SO21 1QX

Tel: 0871 288 2098
E-mail: contact@naturaldeath.org.uk
Website: www.naturaldeath.org.uk

Funeral Directors Register

You can search for funeral directors on the Funeral Directors Register - a service run by the National Federation of Funeral Directors.

how to create a unique id in javascript [ANSWERED]

A recent challenge arose where a client wanted to put a unique order id on their client signup form.

This was to be in javascript and based on both time and a random number. This allowed for a sortable (time based) component followed by a random component.

This is just in case 2 people connect at the same millisecond (unlikely in this case as they have only 500 visitors a day and all would have to login within the same second to get a 50/50 chance of hitting the page at the same time). Comments below if you agree.


Anyway I used stack exchange as my source on this - link below.

Here's the code which was used to put an order id via quantcast

See the Pen LbbNvK by Mark Hopgood (@marknhopgood) on CodePen.

Original stack exchange link http://stackoverflow.com/questions/3231459/create-unique-id-with-javascript

Live version of this code: http://inumberz.com/quantcast/unique.html

Updated version of this code: http://inumberz.com/quantcast/unique2.html

Rule of Thumb - Isn't that interesting (Very Interesting Stuff) **

Isn't that interesting (Very Interesting Stuff) **

Rule of thumb

In the 1400's a law was set forth in England that a man was allowed to beat his wife with a stick no thicker than his thumb. Hence we have 'the rule of thumb'

Modern businesses have many rules and regulations to comply with. Each year the average cost of red tape to business is around £3 billion. One of the highest contributors of these costs is Data Protection costing £600 Million.


GOLF

Many years ago in Scotland , a new game was invented. It was ruled 'Gentlemen Only...Ladies Forbidden'...and thus the word GOLF entered into the English language.

In business today, there's a lot of jargon which often confuses employees. Recently the Local Government Association banned words which could be used to confuse. Read more ...

In Bed

The first couple to be shown in bed together on prime time TV were Fred and Wilma Flintstone.




Money

Every day more money is printed for Monopoly than the U.S. Treasury.




Men are from Mars ...

Men can read smaller print than women can; women can hear better.

Woman are from Venus

Parking: Men are better at spacial coordination, but think best standing up.

Pepsi and Polos

Coca-Cola was originally green.

Amazing Feats

It is impossible to lick your elbow.







Clever Folicles

Intelligent people have more zinc and copper in their hair.




In Print

The first novel ever written on a typewriter: Tom Sawyer.




National Treasures on wheels

The San Francisco Cable cars are the only mobile National Monuments.





Suites you, sir

Each king in a deck of playing cards represents a great king from history:
Spades - King David
Hearts - Charlemagne
Clubs -Alexander, the Great
Diamonds - Julius Caesar


#s, pt1

111,111,111 x 111,111,111 = 12,345,678,987,654,321




Horsey Message

If a statue in the park of a person on a horse has both front legs in the air, the person died in battle. If the horse has one front leg in the air the person died as a result of wounds received in battle. If the horse has all four legs on the ground, the person died of natural causes.

Boats


Most boat owners name their boats. What is the most popular boat name requested?


Obsession




#s, pt2

If you were to spell out numbers, how far would you have to go until you would find the letter 'A'?




One thousand




Inventors, pt1

What do bulletproof vests, fire escapes, windshield wipers, and laser printers all have in common?




All were invented by women.




Super Food

What is the only food that doesn't spoil?




Honey




Super Drink
It was the accepted practice in Babylon 4,000 years ago that for a month after the wedding, the bride's father would supply his son-in-law with all the mead he could drink. Mead is a honey beer and because their calendar was lunar based, this period was called the honey month, which we know today as the honeymoon.

Super Sleep
In Shakespeare's time, mattresses were secured on bed frames by ropes.
When you pulled on the ropes the mattress tightened, making the bed firmer to sleep on.
Hence the phrase.......... 'goodnight, sleep tight.'




Drink pt2

In English pubs, ale is ordered by pints and quarts... So in old England , when customers got unruly, the bartender would yell at them 'Mind your pints and quarts, and settle down.'





It's where we get the phrase 'mind your P's and Q's'




Drink pt3

Many years ago in England , pub frequenters had a whistle baked into the rim, or handle, of their ceramic cups. When they needed a refill, they used the whistle to get some service. 'Wet your whistle' is the phrase inspired by this practice.




Fantastic Feats, pt2

At least 75% of people who read this will try to lick their elbow!




- Now....

Don't delete this just because it looks weird. Believe it or not, you can read it.


I cdnuolt blveiee that I cluod aulaclty uesdnatnrd what I was rdanieg. The phaonmneal pweor of the hmuan mnid Aoccdrnig to rscheearch at Cmabrigde Uinervtisy, it deosn't mttaer in what oredr the ltteers in a word are, the olny iprmoatnt tihng is that the first and last ltteer be in the rghit pclae. The rset can be a taotl mses and you can still raed it wouthit a porbelm. This is bcuseae the huamn mnid deos not raed ervey lteter by istlef, but the word as a wlohe. Amzanig huh?





YOU KNOW YOU ARE LIVING IN 2009 when...





1. You accidentally enter your PIN on the microwave.





2. You haven't played solitaire with real cards in years.





3. You have a list of 15 phone numbers to reach your family of three.





4. You e-mail the person who works at the desk next to you.





5. Your reason for not staying in touch with friends and family is that they don't have e-mail addresses.





6. You pull up in your own driveway and use your cell phone to see if anyone is home to help you carry in the groceries.





7. Every commercial on television has a web site at the bottom of the screen





8. Leaving the house without your cell phone, which you didn't even have the first 20 or 30 (or 60) years of your life, is now a cause for panic and you turn around to go and get it.





10. You get up in the morning and go on line before getting your coffee.





11.. You start tilting your head sideways to smile. : )





12. You're reading this and nodding and laughing.





13. Even worse, you know exactly to whom you are going to forward this message.





14. You are too busy to notice there was no #9 on this list.





15. You actually scrolled back up to check that there wasn't a #9 on this list.





~~~~~~~~~~~AND FINALLY~~~~~~~~~~~~





NOW U R LAUGHING at yourself.





Go on, forward this page to your friends. You know you want to!


Heres the link

http://prepario.com/interesting.html






**Disclaimer - the information above is for humorous purposes only and does not claim to be true in any way. Despite attempts to kill it off, this page is our most popular and we've kept it here for your amusement.






Prepario has developed a suite of software technology which facilitates the internal communications needed to maintain Competitive Advantage.


Prepario’s software suite allows business leaders to deal with whatever business issues arise in real time. Prepario can be used to connect everyone in the organisation with a common purpose and to continually drive forward change and innovation in the context of community. Prepario prepares everyone in the organisation, allowing them to create a foundation, ready for moving forward with unity. The Prepario suite of technologies bring robust enterprise level communications to the Desktop, TV Screens, Mobile Phones and PDAs.


Principles of Prepario!


Prepario systems must be easy to use by every member of staff. This makes it possible to engage with every person within the business, not just desk based, IT or management people. This empowers everyone, giving them a stir of the spoon.










Prepario Ltd, 42 Oakdene Road, Sevenoaks, Kent, TN13 3HL

t: 01732 80 80 67 e: mark@prepario.com

how to do due diligence on a bond - e.g. shenton

Following on from my previous blog post on how I run due diligence, here's the first step I use in identifying who's behind an organisation.

Example, I recently found out about shenton bonds/

https://www.shentonbonds.com/


First tool I use is 'who is' which identifies who registered / is the contact for the website.


go to
https://who.is/

on shenton bonds we have


NameSteve King
OrganizationBlack Swan Data Ltd
Address100 Cannon Street
CityLondon
State / ProvinceLondon
Postal CodeEC4N 6EU
CountryGB
Phone+44.2076200260
Email

dns@askblackswan.com

going to blackswan.com gives me a creative company - this is the organisation advertising the mini bond, so I need to look at the company behind shenton. Back to the shenton website, I see...

address:

Shenton Bonds,
37 Queen Anne Street,
London W1G 9JB

The bottom of the website has the following information


The content of this financial promotion has been approved, for the purposes of section 21 of the Financial Services & Market Act 2000 (FSMA), by Resolution Compliance Limited, 37 Queen Anne Street, London W1G 9JB. Resolution Compliance Limited is registered on the Financial Conduct Authority’s Register with registered number 574048. The Shenton International Asset-Backed Mini Bond is issued by Shenton International Bonds plc.

Any investment in Shenton International Asset-Backed Mini Bonds is not covered by the Financial Services Compen­sation Scheme.

This investment is only directed at persons certified as high net worth investors, sophisticated investors or restricted investors or who are self-certified as sophisticat­ed investors in accordance with Financial Conduct Authority (FCA) rules. The value of these untradeable and non-trans­ferable bonds, and any income from them, can fall as well as rise so you could get back less than you invest. Before making any investment, you should read the Invitation Doc­ument (including the section entitled ‘Risk Factors’), which can be downloaded from this website. You should consider care­fully whether an investment in Shenton International Asset-Backed Mini Bonds is suit­able in light of your personal circumstances, and if you have any concerns, seek independent advice from an appropriately qualified adviser.


So I need to look for the company 'Shenton International Bonds plc. '

Over to duedil
https://www.duedil.com/

search for shenton international gives me
https://www.duedil.com/company/09946680/shenton-international-bonds-plc
Registered Address
6th Floor 60 Gracechurch Street
London
EC3V 0HR
United Kingdom

Turnover
Unreported

Net Assets
Unreported

Return on Capital Employed (%)
Unreported

Debt to Capital (%)
Unreported

Appointments:

18 jan 2016

Ms Helen Kwai Leng Chong has been appointed as a company director.

Mr Peter William Harradine Mason has been appointed as a company director.

https://www.duedil.com/director/920406680/helen-kwai-leng-chong

https://www.duedil.com/director/903537659/peter-william-harradine-mason


Peter is also a director/secretary of courtel communications
https://www.duedil.com/company/03725998/courtel-communications-limited
(this company works with the ministry of justice to provide data to legal entities)


My view: Peter seems like a credible and experienced company director

also a quick check on the companies house website gives me...

https://beta.companieshouse.gov.uk/company/09946680
Confirmation that the directors are bona fide, e.g. Peter Mason
https://beta.companieshouse.gov.uk/officers/6nslVhEZWUTWF1Nu-_7eo2Kf1xc/appointments

That's how I take step 1 - finding out where a company is and their directors.

how I do my due dilligence on companies and investments

I often get calls from organisations offering me opportunities and some have been really great ( that's for another blog on another day ) however many are bogus or not totally truthful in what they say.

Here's how I do my 'do diligence', DD or due diligence (doo dilijens).

Firstly identify which company you are talking with.

Identify - who are they?

1. Have they sent you a web link to look at?
I'm looking to see if this is a bona fide company and not a shell company. I want to find out who the directors are and their skills.


Quantify - how successful
I want to find out how well their company is doing


Thirdly - I want to find out about the product they are offering. I know now who they are and how they've been doing.

Ratify - find approval

This can be the most difficult - because it is also associated with how acceptable this investment is to you / your peers / wife. Your attitude to risk may kick in here, too. What percentage of your premium are you willing to sacrifice in the event of this opportunity failing? How is this mitigated in the offering.

In my next blog post I'll run through the process I go through of identifying and quantifying a business and its directors.

How to make a cookie enabled form with data that persists on the browser using jQuery, cookies and javascript.

Requirements - a form which remembers values entered at the browser.

See the Pen Persist by Mark Hopgood (@marknhopgood) on CodePen.

end

10 Minute Timer - Unbranded Professional Timer

Here's a timer and a video preview that is useful for professional presenters, teachers and those people fed up with inappropriate ads.

I've included a preview video and a link to the actual timer.

Video Preview

Link to Timer

click here to launch timer - F11 makes it full screen, ctrl-r or f-9 for reload

SalesForce questions [answered]

How to get your security token in SalesForce

Login to your orgnistaion and Navigate to At the top navigation bar go to <your name > My Settings > Personal  >  Reset My Security Token.

you will receive an email with your token.

Source: https://success.salesforce.com/answers?id=90630000000glADAAY

Where to find a list of uk holidays for use in php England Wales [ANSWERED]

Firstly here's the England and Wales (UK except Scotland) holidays as an array in PHP called $holidays

$holidays2015=array("2015-12-24","2015-12-25","2015-12-28");
$holidays2016=array("2016-01-01","2016-03-25","2016-03-28","2016-05-02","2016-05-30","2016-08-29","2016-12-26","2016-12-27");
$holidays2017=array("2017-01-02","2017-04-14","2017-04-17","2017-05-01","2017-05-29","2017-08-28","2017-12-25","2017-12-26");

$holidays=array_merge($holidays2015,$holidays2016,$holidays2017);


Here's a function which also has an example. Originally posted by Dave 
http://stackoverflow.com/users/4274143/dave

<?php
//The function returns the no. of business days between two dates and it skips the holidays
function getWorkingDays($startDate,$endDate,$holidays){
    // do strtotime calculations just once
    $endDate = strtotime($endDate);
    $startDate = strtotime($startDate);


    //The total number of days between the two dates. We compute the no. of seconds and divide it to 60*60*24
    //We add one to inlude both dates in the interval.
    $days = ($endDate - $startDate) / 86400 + 1;

    $no_full_weeks = floor($days / 7);
    $no_remaining_days = fmod($days, 7);

    //It will return 1 if it's Monday,.. ,7 for Sunday
    $the_first_day_of_week = date("N", $startDate);
    $the_last_day_of_week = date("N", $endDate);

    //---->The two can be equal in leap years when february has 29 days, the equal sign is added here
    //In the first case the whole interval is within a week, in the second case the interval falls in two weeks.
    if ($the_first_day_of_week <= $the_last_day_of_week) {
        if ($the_first_day_of_week <= 6 && 6 <= $the_last_day_of_week) $no_remaining_days--;
        if ($the_first_day_of_week <= 7 && 7 <= $the_last_day_of_week) $no_remaining_days--;
    }
    else {
        // (edit by Tokes to fix an edge case where the start day was a Sunday
        // and the end day was NOT a Saturday)

        // the day of the week for start is later than the day of the week for end
        if ($the_first_day_of_week == 7) {
            // if the start date is a Sunday, then we definitely subtract 1 day
            $no_remaining_days--;

            if ($the_last_day_of_week == 6) {
                // if the end date is a Saturday, then we subtract another day
                $no_remaining_days--;
            }
        }
        else {
            // the start date was a Saturday (or earlier), and the end date was (Mon..Fri)
            // so we skip an entire weekend and subtract 2 days
            $no_remaining_days -= 2;
        }
    }

    //The no. of business days is: (number of weeks between the two dates) * (5 working days) + the remainder
//---->february in none leap years gave a remainder of 0 but still calculated weekends between first and last day, this is one way to fix it
   $workingDays = $no_full_weeks * 5;
    if ($no_remaining_days > 0 )
    {
      $workingDays += $no_remaining_days;
    }

    //We subtract the holidays
    foreach($holidays as $holiday){
        $time_stamp=strtotime($holiday);
        //If the holiday doesn't fall in weekend
        if ($startDate <= $time_stamp && $time_stamp <= $endDate && date("N",$time_stamp) != 6 && date("N",$time_stamp) != 7)
            $workingDays--;
    }

    return $workingDays;
}

//Example:

$holidays2015=array("2015-12-24","2015-12-25","2015-12-28");
$holidays2016=array("2016-01-01","2016-03-25","2016-03-28","2016-05-02","2016-05-30","2016-08-29","2016-12-26","2016-12-27");
$holidays2017=array("2017-01-02","2017-04-14","2017-04-17","2017-05-01","2017-05-29","2017-08-28","2017-12-25","2017-12-26");

$holidays=array_merge($holidays2015,$holidays2016,$holidays2017);

#echo getWorkingDays("2015-09-08","2015-09-10",$holidays);
// => will return 3
?>

search php files for text in unix (ubuntu) using grep

grep -R --include="*.php" "pattern" /path/to/dir

that's it

where to find an independet broadband consultant? #ibc

Why and where can i find an independent broadband consultant?

An independent broadband consultant has access to specific resources that can tell you what services and speeds are available in your area.

Independent of adverts that you may see for discounted prices, an #ibc can give you a truer picture of what you can expect.

That means that you could be saving £100s of pounds a year.

#ibc prices are typically £65 to research your area and suggest the best deals, not just promised speeds, but realistically what you can expect.

contact mark@hopgood.eu for more information and to discuss your requirements.

windows 7 pro 64 bit - how to reduce the datastore.edb file [answered]

ANSWER: defrag the database using esentutl.exe

Here's what I did

stop windows update service

C:\Windows\system32>esentutl /d C:\Windows\SoftwareDistribution\DataStore\DataStore.edb

Extensible Storage Engine Utilities for Microsoft(R) Windows(R)
Version 6.1
Copyright (C) Microsoft Corporation. All Rights Reserved.

Initiating DEFRAGMENTATION mode...

            Database: C:\Windows\SoftwareDistribution\DataStore\DataStore.edb


                  Defragmentation Status (% complete)

          0    10   20   30   40   50   60   70   80   90  100
          |----|----|----|----|----|----|----|----|----|----|
          ...................................................


Moving 'TEMPDFRG4872.EDB' to 'C:\Windows\SoftwareDistribution\DataStore\DataStore.edb'..

Note:
  It is recommended that you immediately perform a full backup
  of this database. If you restore a backup made before the
  defragmentation, the database will be rolled back to the state
  it was in at the time of that backup.

Operation completed successfully in 100.875 seconds.



Now i have an extra 400MB free - makes the difference on windows 7 with an ssd!

if you get the following error, make sure windows update service is stopped...

Error: Access to source database 'C:\Windows\SoftwareDistribution\DataStore\Data
Store.edb' failed with Jet error -1032.

Operation terminated with error -1032 (JET_errFileAccessDenied, Cannot access fi
le, the file is locked or in use) after 20.30 seconds.

reduce size of datastore.edb